Business Insurance

One major loss can put you out of business!

Managing a profitable business is no easy task. There are always unexpected expenses and setbacks. Fortunately, business insurance helps you minimize the financial impact of common exposures. Without insurance, one major loss could put you out of business.

Business insurance can most commonly cover the following:

  • Property: Property insurance covers your building, equipment or inventory if it is damaged by a covered cause of loss, or if you experience a loss due to theft.
  • General Liability: General liability insurance pays for your defense and any resulting damages if your product or service causes damage or harm. It can also cover medical bills if a patron is injured on your premises.
  • Workers’ Compensation: Workers’ compensation coverage is required by law and provides coverage for employees who are injured on the job.
  • Commercial Auto: Commercial auto insurance is important if you or your employees drive company cars or personal vehicles during the course of business. This coverage is essential because auto accident claims can be devastating and extremely expensive.

Whether you are a small business owner, or a large cooperation, Borema-Hamm Insurance Agency is here to help you make the best possible plans to protect the future of your business.  Call us at either location today, or click the, “get a quote” icon to fill out our request submission form.