As a homeowner, you know what a substantial investment a home is. It makes sense to protect your investment with homeowners insurance.
HOMEOWNERS PRIMARY COVERAGES:
The homeowners’ policy provides possible protection for the following:
- Your home and garage.
- Other structures on an insured premises such as a permanent utility shed or an in-ground swimming pool.
- Your personal property such as furniture, clothing and appliances.
- Additional living expenses you may incur, over your usual expenses, when your home is uninhabitable because of a covered loss.
- Liability for lawsuits arising from bodily injury, personal injury or property damage as well as the cost of legal defense.
- Medical payments which may be necessary because of injuries suffered by others, either on your premises or by your actions.
In addition, the policy may also cover:
- Trees, shrubs, plants
- Damage to property of others
- Refrigerated property
- Watercraft liability for most boats
- Rekeying of locks
- Tree debris removal
- Power interruption
- Credit cards and fund transfer cards
- Arson reward
- Check forgery
- Heating fuel damage
There are several premium advantages available to you if your home qualifies. These are available in most states. Â Call either of our locations today.